With Equifax losing its $7 million anti-fraud contract with the IRS after a major data breach at the credit bureau exposed the confidential information of more than 145 million American consumers, the free credit-monitoring website WalletHub released its in-depth analysis identifying 2017’s States Most Vulnerable to Identity Theft & Fraud.
To determine where Americans are most susceptible to such crimes, WalletHub’s analysts compared the 50 states and the District of Columbia across eight key metrics. The data set ranges from identity-theft complaints per capita to average loss amount due to fraud.
|Most Vulnerable States||Least Vulnerable States|
|3||District of Columbia||44||Kentucky|
|9||New York||50||West Virginia|
- Hawaii has the fewest identity-theft complaints (per 100,000 residents), 55.2, 3.6 times fewer than in the District of Columbia, registering the most at 198.5.
- South Dakota has the lowest average loss amount due to online identity theft, $608.20, which is 44.4 times lower than in Vermont, registering the highest at $27,030.13.
- North Dakota has the fewest fraud complaints (per 100,000 residents), 284.7, 5.2 times fewer than in the District of Columbia, registering the most at 1,474.5.
- The District of Columbia has the lowest average loss amount due to fraud, $526, 4.4 times lower than in Texas, registering the highest at $2,305.