As the pandemic has caused financial hardships for many, several insurance companies have started offering refunds to customers amid the COVID-19 outbreak. 

Here are some of the auto insurance companies offering money back to their customers during these trying times. 


Allstate announced its ‘Shelter-in-Place Payback’ which the company says will give its auto insurance customers more than $600 million in April and May. The company says on average, its personal auto insurance customers will get 15 percent money back based on their monthly premium during those two months. Allstate plans to automatically deposit money back through the customer’s payment method or through their mobile app, based on the customer’s preference. 

Farmers Insurance

Farmers Insurance is offering to reduce its customers’ April auto insurance premiums by 25%. 


Geico is giving a 15 percent credit to its auto and motorcycle policyholders for policies set to come up for renewal between April 8 and Oct. 7, 2020. The company says the credit will also apply to new policies which are purchased during that period. 

“The credit is part of our ongoing efforts to assist policyholders during this unprecedented time,” the company states on their website. 

Liberty Mutual

Liberty Mutual announced its Personal Auto Customer Relief Refund, saying it will give back around $250 million to its customers. The company says personal auto insurance customers will get a 15% refund on two months of their auto premium, based on the premium amount as of April 7, 2020. The refund will happen automatically and will be issued via the customers’ recent payment option or by check, the company adds. 


Nationwide is offering its employees a one-time premium refund of $50 per policy for personal auto policies active as of March 31, 2020, due to the coronavirus pandemic. The company says the refunds will be automatically credited to the customer’s most recent payment method within the next 30 days. 


Progressive says active personal auto policies at the end of April will receive a credit for 20% of their April premium due to the number of customers staying home during the pandemic. The company says it will offer the same credit to active personal auto customers for the end of May, saying they might extend the same credit in upcoming months. 

State Farm 

State Farm announced Thursday that the company will be refunding up to a $2 billion dividend to its auto insurance customers “in an effort to help customers during these challenging times.” The company is also attributing the refund to the closures of schools and businesses, and with people sheltering at home, and says customers should see the dividend appear as a credit on their auto policy. 


USAA made the announcement this week that it will be returning $520 million to members. Every member with an auto insurance policy in effect as of March 31, 2020, will receive a 20% credit on two months of premiums in the coming weeks, the company says.