Trick or Treat? Well, anyone who gets one of the 2017’s Worst Credit Cards certainly isn’t in for the latter. But those who check out WalletHub’s nationally representative Halloween Spending & Financial Fears Survey definitely have a treat coming their way. The same goes for folks who live in 2017’s best cities for Halloween celebrations.

You can check out some highlights below, starting with the scariest credit card tricks to avoid and the treats to get instead.

  • Most people will spend $50 or less this Halloween (mostly on candy).
  • 72% of people say data breaches are scarier than spiders (thanks a lot, Equifax!).
  • 35% of people fear binging on Halloween candy more than racking up credit card debt.
  • Americans’ top 5 financial fears are: an unplanned emergency (26%), not having enough retirement savings (26%), job loss (20%), fraud (11%) and poor credit (7%).
  • 1 in 3 Americans say fraud is the scariest thing about credit cards. But not having a credit card still scares 81% of people more than having one.
  • Scariest Rewards Card: MasterCard® Gold Credit Card – $995 annual fee; $200 airfare credit each year; concierge service; 1 point per $1 spent on most purchases (average for a rewards card).
  • Scariest Card for Bad Credit: First Premier Bank Gold Credit Card – $95 processing fee prior to account opening; $75-$125 annual fee during the first year; $120-173.80 in annualized membership fees in each subsequent year; 25% fee for any credit limit increase; 36% interest rate.

For the complete survey and the full list of 2017’s worst credit cards, please visit:
https://wallethub.com/worst-credit-cards/